Home sales · refinance · lender reports
Need a termite report for closing?
If your lender, agent or escrow needs a Wood Destroying Insect Inspection Report (WDIIR) — Arizona’s official termite report — we inspect the property, prepare the report, and send it to everyone in the transaction.
Worried about termites in your own home instead? That’s a free treatment estimate — start here.
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I need a report for a home sale, refinance, or loan
If your lender, loan program or purchase contract calls for a report, you need the official WDIIR — Arizona’s wood-destroying-insect report. From $65, it includes the 3-page state report, sent to the parties you name.
Order your WDIIRI think I have termites in my own home
That is a free treatment estimate — there is no charge to inspect and quote the work. It is separate from the official report a lender, loan program or purchase contract may require.
Get a free estimateThe report itself
What a WDIIR is — and what it is not
A WDIIR is a wood-destroying-insect inspection only. It documents evidence of wood-destroying insects, any visible damage, and the conditions that invite them — as they were visible and accessible on the day of inspection. By law it is “not a guarantee as to the presence or absence of wood-destroying insects after the date of inspection.”
Source: A.R.S. § 3-3633(C).
It is
- A wood-destroying-insect inspection report
- A record of evidence and conducive conditions that were visible and accessible on the day of inspection
- The document a lender, agent or escrow asks for in a transaction
- Prepared on the official three-page Arizona form
It is not
- A structural or whole-home inspection
- A mold, fungus or dry-rot report
- A guarantee that a home is — or will stay — termite-free
- A "clearance," "certificate" or a report you "pass"
Does your transaction need one?
Arizona doesn’t require it — your loan might
No Arizona law requires a WDIIR on every sale. When a report is required, it comes from the lender, the loan program, or the purchase contract. Here is how the common loan types treat it.
VA loan
Required statewide in Arizona
A wood-destroying-insect report is affirmatively required on a VA purchase loan for Arizona property. The Veteran buyer is allowed to pay the fee, and the cost is negotiable between buyer and seller.
FHA loan
Only when the appraiser requires it
FHA does not require an inspection on every existing home. It is triggered only when the appraiser makes the appraisal "subject to inspection by a qualified pest control specialist" — for example on seeing evidence of infestation or prior treatment — or by state, local or lender requirement.
Conventional loan
Lender or contract decides
No state mandate. Whether a report is needed comes down to the lender’s conditions or what the purchase contract calls for.
Cash purchase
The buyer’s choice
No lender means no lender requirement. Many cash buyers still order one, because Arizona termite damage is usually hidden.
Refinance
The lender’s call
Some refinances call for a current report and some do not. Your lender will tell you — order early and we’ll have it ready.
Loan rules change and this is not underwriting advice — confirm what your transaction needs with your lender. One thing that is settled: on a VA loan the Veteran buyer is allowed to pay the inspection fee, and the cost is negotiable between buyer and seller.
From order to report
How ordering your WDIIR works
Built around your closing date. The report documents what the inspector finds — it is not a pass-or-fail.
Order the report
Tell us the property and when you need the report by. If you have a closing date, we schedule around it.
We inspect the property
A certified inspector examines the visible and accessible areas — stem wall, soil contact, accessible framing and the garage — for evidence of wood-destroying insects and the conditions that invite them.
We prepare the report
The findings are documented on the official three-page Arizona WDIIR — what was found, any visible damage, conducive conditions, and the areas that could not be inspected. If termites are found, a separate treatment proposal will also be included with the report.
We send it to everyone
The completed report goes to the parties you name — buyer, seller, lender, escrow and agents.
Visible and accessible
What an inspection can, and cannot, see
A WDIIR reports what is visible and accessible on the day of inspection. Arizona termite damage is usually hidden, which is exactly why the report is a point-in-time record, not a guarantee.
Simplified illustration of a slab-on-grade Arizona home. Not every house, and not the official form. Source: A.R.S. § 3-3633(C).
The stem wall and where soil meets the structure · Accessible framing, the garage and accessible interior areas · Plumbing penetrations and other accessible entry points · Evidence like mud tubes, swarmers and visible damage
Order the report
Tell us the property and your deadline
We prepare the report and get it to everyone in the transaction. Give us the closing date if you have one, and we schedule around it.
From $65, which includes the official three-page Arizona WDIIR. Larger homes may cost more.
Order your WDIIR
Questions
Termite inspection & WDIIR questions
Answered from Arizona statute and current VA and HUD guidance — sources listed below.
No. Arizona law does not require a WDIIR on every sale — it sets the standards for who may perform one and what it must contain. When a report is actually required, that comes from the buyer’s lender or loan program, or from the purchase contract, not from a state mandate.
Not on every home. FHA requires a pest inspection only when the appraiser makes the appraisal "subject to inspection by a qualified pest control specialist" — typically after seeing evidence of infestation or prior treatment — or when state, local or lender rules call for it. Confirm with your FHA lender.
Yes. For a VA purchase loan, wood-destroying-insect information is required statewide in Arizona. The Veteran buyer is allowed to pay the fee and the cost is negotiable between buyer and seller. Loan rules change, so confirm current requirements with your VA lender.
It is Arizona’s official termite report — a wood-destroying-insect inspection documented on a standard three-page state form. It records evidence of wood-destroying insects, any visible damage, and conducive conditions that were visible and accessible on the day of inspection.
It is a wood-destroying-insect report only. It is not a structural report, not a mold or fungus report, and not a general home inspection, and by law it is "not a guarantee as to the presence or absence of wood-destroying insects after the date of inspection."
From $65, which includes the official three-page Arizona WDIIR. Larger homes may cost more. That is the report fee for a transaction — a treatment estimate for your own home is free and separate.
Yes. VA updated its rule in 2022: the Veteran buyer may pay the wood-destroying-pest inspection fee, and the cost is negotiable between buyer and seller. The old "the Veteran cannot pay" guidance no longer applies.
That is set by the lender and the transaction, not by a fixed Arizona or VA calendar rule — no state law sets an expiration date for a WDIIR. Confirm the acceptable date range with your lender, and order early so it is ready when they need it.
Only a certified applicator in Arizona’s wood-destroying-organism category, working for a licensed pest-management business. A home inspector or real-estate agent cannot complete one.
The report documents the activity and conditions whether or not you hire us for treatment. If termites are found, a separate treatment proposal is included with the report. Approving treatment remains a separate decision.
If the first inspection finds a problem and it gets corrected, Arizona allows a supplemental re-examination — a narrow re-check of whether the corrective treatment was done or the condition fixed. It must be by the same business that did the original, completed within 30 days of it, and marked "Supplemental."
No. It reports what was visible and accessible on the inspection date and carries no guarantee about conditions after that date. Termite damage in Arizona is usually hidden, which is exactly why the report is limited to what can actually be seen.
Yes. Whether a refinance needs a WDIIR is up to your lender. If they require one, order early and we’ll have it ready.
The Phoenix metro — across the Valley. Tell us the property address when you order and we’ll confirm scheduling.
Sources
- Arizona Revised Statutes § 3-3633 — Wood-destroying insect inspection reports
- Arizona Administrative Code R3-8-101, R3-8-307, R3-8-501 — Office of Pest Management rules
- U.S. Department of Veterans Affairs — Appraiser Local Requirements (Arizona)
- VA Circular 26-22-11 — Pest Inspection Fees and Repair Costs
- HUD Single Family Housing Policy Handbook 4000.1
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What our customers say
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Have a closing date?
Tell us the property and when the report is needed. We’ll confirm the appointment and get the WDIIR to everyone in the transaction.